---
title: "BIP39 Word #409: credit — Seed Phrase Mnemonic Word"
url: "https://bip39-phrase.com/bip39-word/credit/"
language: "en"
updated: "2026-10-19T00:00:00+00:00"
---

Word #409 00110011000 

# credit — BIP39 word #409

"**credit**" is word #409 of the 2048 words in the official BIP39 English wordlist, between [cream](/bip39-word/cream/) and [creek](/bip39-word/creek/). In a seed phrase it stands for the 11-bit value `00110011000`, decimal index 408\. 

/ˈkrɛdɪt/  · _noun:_ an arrangement to buy now and pay later, or praise 

[Russian](/ru/ "The BIP39 wordlist with Russian translations"): кредит 

## Binary Representation

Four 1-bits and seven 0-bits; 330 of the 2048 indexes have exactly four 1-bits.

One wrong bit turns it into (leftmost bit first):

[reason](/bip39-word/reason/)[indoor](/bip39-word/indoor/)[basic](/bip39-word/basic/)[cart](/bip39-word/cart/)[deposit](/bip39-word/deposit/)[damage](/bip39-word/damage/)[country](/bip39-word/country/)[craft](/bip39-word/craft/)[crime](/bip39-word/crime/)[crew](/bip39-word/crew/)[creek](/bip39-word/creek/) 

Position

Hex Index

0x198

4-Letter Prefix

cred

## About "credit" in BIP39

- "credit" has 6 letters, but the first four, **"cred"**, already identify it, because **"cre"** also begins [cream](/bip39-word/cream/), [creek](/bip39-word/creek/) and [crew](/bip39-word/crew/).
- **"cred"** is unique only within the English list: it also begins credere in the [Italian list](/italian/) and credor in the [Portuguese list](/portuguese/), so a four-letter backup should say which list it uses.

## Word #409 in the Other 9 BIP39 Wordlists

[Czech](/czech/) hledat 

[French](/french/) clavier 

[Italian](/italian/) cottura 

[Japanese](/japanese/) きせつ 

[Korean](/korean/) 도심 

[Portuguese](/portuguese/) cativar 

[Spanish](/spanish/) cita 

[Traditional Chinese](/chinese-traditional/) 技 

[Simplified Chinese](/chinese-simplified/) 技 

## Similar Words — Check Carefully During Recovery

Words sharing the first three letters "cre":

[cream](/bip39-word/cream/)[creek](/bip39-word/creek/)[crew](/bip39-word/crew/) 

## More BIP39 Words Starting with "C"

[ #405 crater ](/bip39-word/crater/)[ #406 crawl ](/bip39-word/crawl/)[ #407 crazy ](/bip39-word/crazy/)[ #408 cream ](/bip39-word/cream/)[ #410 creek ](/bip39-word/creek/)[ #411 crew ](/bip39-word/crew/)[ #412 cricket ](/bip39-word/cricket/)[ #413 crime ](/bip39-word/crime/) 

[View all words starting with "C" ](/bip39-words/c/) 

## Seed phrase, key and recovery guides

- [Bitcoin Core Seed Phrase: Why There Is None and How to Back Up](/bitcoin-core-seed-phrase-backup-guide/)
- [BIP38 Encrypted Private Keys: 6P Format and How to Decrypt](/bip38/)
- [BIP39 Passphrase: How the 25th Word Creates a Hidden Wallet](/bip39-passphrase/)

[ Full BIP39 Wordlist ](/)